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Health Insurance
Coverage
The City of Missoula offers health, dental, and life insurance coverage to full and part-time employees and their dependents. Seasonal employees and retirees are also eligible for coverage. Coverage is effective on the 30th day of employment. The City’s health plan is self-funded with Allegiance Benefit Plan Management serving as the third-party administrator.
Allegiance Online Features for Members How to find an Allegiance Network Provider How to find a Cigna Network Provider
ID Cards
Accessing your electronic ID Card is easy! Simply login to www.askallegiance.com and select ‘ID Card Image’ under the Resources tab. After entering your ID number, the image can be saved to your computer or phone for easy access in the future.
Premiums - Calendar Year 2026:
Full-time employee monthly premiums:
| City Contribution | Employee (EE) Contribution | EE + Spouse (SP) | EE + Child | EE + Children | EE + Family |
|---|---|---|---|---|---|
| $1,412.05 | $0 | $189.93 | $78.23 | $156.46 | $268.16 |
*Part-time and seasonal employees pay a pro-rated share of the City’s contribution toward the premium.
Retiree monthly premiums: *Life insurance not included in the rates. ** Retiree rates are for full medical plan, which includes dental coverage.
| City Contribution | Retiree Contribution | Retiree + Spouse | Retiree + Child | Retiree + Children | RE + Family (SP/1+CH) |
|---|---|---|---|---|---|
| $0 | $1,412.05 | $1,601.99 | $1,490.29 | $1,568.52 | $1,680.22 |
COBRA monthly premiums: *2% Admin Fee Included
| City Contribution | Participant (PT) Contribution | PT + Spouse (SP) | PT + Child | PT + Children | PT + Family (Sp./ 1+ Ch) |
|---|---|---|---|---|---|
| $0 | $860.37 | $1,720.74 | $1,290.56 | $1,591.69 | $2,581.11 |